Commercial Insurance
Coverage for businesses for protection against potential losses through unforeseen circumstances like theft, liability, property damage, and for coverage in the event of an interruption of business or injured employees.
The most common types of commercial insurance are property, liability and workers’ compensation. In general, property insurance covers damages to your business property; liability insurance covers damages to third parties; and workers’ compensation insurance covers on-the-job injuries to your employees.
Protect Your Business and Yourself
With the right commercial insurance policy from Ensign and Associates, you can ensure that the building itself and the personal property of your business is protected from minor accidents or a major financial loss. Our insurance specialists can help you create a policy that keeps your small-to medium-size business insured from top to bottom by covering such items as:
Your building
All interior items (desks, furniture, etc.)
Any outdoor signs on your property
On-site equipment
Your inventory
Other items that are typically found on a Property Insurance policy can include Builder’s Risk insurance and Equipment Breakdown coverage. Builder’s Risk protects any materials or equipment from damage or loss sustained during construction or remodeling, while Equipment Breakdown, or Boiler and Machinery, keeps any electrical, electronic, or pressurized equipment on your premises insured from breakdowns or loss.
Trusted Advisor
Ensign & Associates are here to make sure your commercial insurance does its job: keeps you protected in case of an accident. We can do the shopping for you, apply applicable discounts, and – most importantly – make sure you have the right policy for your situation.
Put You & Your Family in Good Hands
Get In Touch
Drop us a note and we’ll get back to you as soon as possible.