Workers’ Compensation Insurance

Workers’ compensation coverage pays for medical care and physical rehabilitation of employees injured at work and helps to replace lost wages while they are unable to work. Additionally, this coverage protects an employer from being sued by an injured worker in most cases.

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What’s Covered?

Ensign and Associates can help your business find complete solutions to your unique workers compensation insurance needs. We’ll find solutions that create safer and more productive workplaces, more confident and secure workers and overall savings you’ll see on the bottom line.

Coverage for office workers using their own vehicles on company business is often needed, as well. If you have employees, it is critical that you consider this workers compensation coverage.

Arizona Requirements

Under Arizona law, it is mandatory for employers to secure workers’ compensation insurance for their employees. Workers’ compensation is a “no fault” system in which an injured employee is entitled to receive
benefits for an industrial injury, no matter who caused the job-related accident.

If an illness or injury is job-related, then the injured worker (also known as a claimant or applicant) receives medical benefits and may receive temporary compensation, if eligibility requirements are met. In some cases, a claimant may also receive permanent compensation benefits, “job retraining,” and supportive medical care.

Trusted Advisor

Ensign & Associates are here to make sure your workers’ compensation insurance does its job: keeps you protected in case of an accident. We can do the shopping for you, apply applicable discounts, and – most importantly – make sure you have the right policy for your situation.

Put You & Your Family in Good Hands

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